Graduating from college is supposed to be a time of great joy and excitement, but this isn’t the case for all students. For many students, graduating from college sparks a realization that they now have to find a job and start paying off their student loan debt. Many young adults end up with thousands of dollars worth of debt that they end up paying for a good portion of their life. You cannot simply stop paying on college loan debt that you owe or your credit will completely tank. Credit repair for student loans isn’t easy to do. If you know that you aren’t going to be able to pay your loan back as quickly as you’d like, use the following guide to learn what options are available when it comes to repayment of the loan and rebuilding your credit as quickly as possible. Do Research About Student Debt Forgiveness There are some colleges who are now forgiving some of the debt that students owe. Sullivan University, for example, just forgave nearly $2 million worth of loan debt that they are owed. There are stipulations to the debt forgiveness, though so you need to research the debt forgiveness options available to you and what the stipulations are for debt forgiveness. If you are able to have all or even some of the debt forgiven, it’ll greatly improve your credit overall because you will owe less money to debtors. Educate Yourself About Government Policies Regarding Student Loan Debt People know that there is a current student loan debt crisis that the country is facing. The government has taken notice and there are many policies that are being discussed on a regular basis that could impact how much you actually have to pay in the end for your loan debt. Many of the policies have a portion that lowers the amount of tax that has to be paid on the debt. Lowered taxes allow you to pay more of your money toward the principle amount that you owe. The sooner you can pay off the principle, the sooner you can be debt free.